You ARE living in a dream world if you think that all that is required for "success" is individual initiative - excluding all the myriad factors outside the individual's control.

Where did I or anyone say it was all that was required? I believe the term used was that the ultimate responsibility was personal. Of course things can get in your way, which is why we either try again or reset our sights. Again something I already stated. It is obvious that you misunderstood my view,for which I will, as always accept some of the responsibility but you could have been a bit clearer in what you were objecting to rather than hurling out obscure references as invective.

Unless of course you do not believe that we have ultimate responsibility for our actions as well?