I gig with any and all of my guitars - they're insured for stage use, theft (including being left in an unattended vehicle) etc., and I have £1m PL cover with the policy. If some drunken buffoon knocks one off its stand (and I had that happen to a Gibson ES330 at the Lumpers Club in Grimsby many years ago!) it'll be repaired or replaced, and if an old dear trips over the case and breaks her leg, I'm covered.