Well, Guest, that makes two of us because I do exactly the same as Backwoodsman. Credit card companies cost everyone money by making prices go up. Doing what Backwoodsman and I do is simply playing the buggers at their own game. Let's imagine two people turning up at the baggage drop for a Ryanair flight. One has checked that his bag is not overweight and made absolutely sure that his bag was checked in and paid for online. The other forgot to do it and just turned up with four or five extra kilos to boot. He ends up paying fifty or sixty quid extra just to take his shirts and undies to Majorca. I'll give you two guesses: which one is the arsehole? :-)