see I'm an irresponsible unemployable product of the feckless 1970s
- if I see something bloody expensive going for less than half price in a sale
I'll slap it on the card and worry about how to pay for it later...😜

eg back in February, the black painted version of one of these

I know it makes some of you older more sensible business oriented blokes cringe.. but there you go..

Mind there is some minimal method to my financial carelessmess...

if i get a formerly £900 guitar for let'e say £300,
then the card interest over several months is not so unreasonable
and probably a damn sight less painful than the stinging HP terms my parents generation used to sign up for
to pay for furniture, clothes and xmas presents, out of the big shops and mail order catalogues...

[course to a teenage lad, the bras and knickers section of the catalogues were our earliest furtive access to 'naughty pictures'....]

Dread to think how much HP interest my mum and dad forked out on top of the price of my first proper guitar and amp... !!!???