Come to Bude for your holidays. Best coastal scenery in Britain all around and you don't need to go all-inclusive as no-one is going to try to rob you of your cash. We're very nice to people here and we want them to come back. No gated "resorts," no living in fear of crime - and no wristbands!

Come to think of it, in all my European travels the only hassle I've ever had was from a druggie in Naples underground station but I saw him off. But everyone is forewarned about that! My sister got her purse stolen in Dublin once, but we saw no issues there. No issues in Majorca (though we didn't go to Palma or Magaluf), Cyprus north and south, Sicily (the Mafia shit on petty criminals who hassle tourists), Sorrento, Amalfi Coast, Lipari or in several parts of Spain. I hear Barcelona is a place where you have to watch your pockets. I'm not going on holiday to an area where I have to be kept away from local people for fear of crime. It's that more than the bloody wristbands...

As for currency, get a Caxton (or similar) pre-loaded Mastercard. No ATM fees, you load it with (in my case) euros, you can spend on it anywhere with no exchange rate or any other fees and you get the best rate available when you load it. You can top it up from your bank account by text message. No wads of notes to carry around. And it's free!