me - 14 years out of 64 = 9.6 hmmmm
nigel - 14.5 years out of 62 = 23%
We need a mathematician (hello? Guest Gerry?), or a https://answers.yahoo.com/question/index?qid=20120113003519AADziYg
yahoo says 21.78!
sandra (not a mathematician or even competent at using a calculator)