i can understand building in the path of hurricanes, tornados, etc..when you take all the risks out there is no place left...but what i can not understand is rebuilding after a disaster with cardboard and design that is just not strong. Better to have a building of cement that is plain and substantial, with a good tornado shelter, that is fireproof, mold fixable, water proof in the shell at least, hurricane and tornado strong..can be reinforced for earthquakes..look at the pictures after tornadoes..sticks everywhere...look at the pictures of very poor places..rocks everywhere. here is a plan. buy their rocks.