My last young-lady-with-help-to-reduce-your-credit-card-expenses call ended just a little differently than I expected. We quickly got to her question, "Do you have over $5,000. in credit card debt?" I replied, "I have about $80,000 in credit card debt. She then repeated the "$5,000 dollar question". I repeated the same answer. She repeated the question like a parrot at least five times. When I repeated my answer for the last time, she said "Have a nice day" and hung up.