Here's another way of looking at it. the standard part of a link is black, the URL is red, and the text is blue (or you can paste in the URL a second time in place of the text)

<a href="http://www.mudcat.org">Click here</a>

But the "blickifier" link maker is one of the many things Max fixed yesterday, and it's working for those of us who don't want to learn all this gobbledy-gook.
-Joe-