"information is lost in a BH"
S.Hawking

He has been wrong before.

Its good you mention Steven. It proves you listen. Virtual particles accounting for all mass loss in BHs is still problematic as well as being possible.

Sometimes various ideas are not mutually exclusive. Sometimes they are. Measurement and experimentation is needed to sort it out.

Its a bit pedantic to kvetch over volume, surface area and event horizon. You conceptually understood in the first place.
Perhaps you prefer a discussion that will not be understood by lay people but more likely you may not understand the big picture of my speculation which is as novel today as Fritz Zwicky was in his day.

Could you put it in your own words yet?
Do you have ideas/explanations of your own or is it strictly a collection of other people's hypothesis? not that there is anything wrong with that...its just not creative.

its mainstream. Look how many mainstreams we have had in 300 years.