this is as much as I remember from a 78LP circa 1947-55.

Haven't got a nickel
Haven't got a dime
Wonderin why we're poor folk all the time

Missing lines

What's the use of working
I can't save a cent
Can't say I'm exactly broke
I'm exactly spent

Poor folk...
Want a hill to climb
Wondering why we're poor folk all the time.

Any help out there? Artist's name?