"I found clever-clever accompaniments very entertaining way back when, now I just find them intrusive"

Yes, I do agree that 'clever' instrumentation can, on occasion, detract from the content of the song; especially if the performer seems to be giving more attention to the intricate fingerwork on their instrument than to the words, the story and the emotions in the song that they're performing.

It's such a delicate balance, though! Skilful playing, on whichever instrument is being used as accompaniment, can also really support and enhance a song.