Once more, for those who have so far failed to understand it. ...

Some sleight of hand (or wallet), there, Nigel. I agree, nothing is agreed until everything is agreed. That includes the £39billion.

BUT, and this is Dominic's point in the linked article, that cannot sensibly interpreted as NO payment is due. If we leave with no deal it simply opens a fresh set of arguments about what we own for international agreements we agreed to fund before Brexit raised its ugly head. We have debts: of course we can choose not to pay them, just as I can choose not to pay my electricity bill. But neither refusal would be without consequence.