Please, Mrrzy, forgive me if I sound dim,
but I need to get this straight:

"apparently in the US there is only ..."
Something more is implied than stated, yes? as in,
insurance coverage? covering the costs?
'Cause you didn't come out and state as much,
but that is how I read it.

So, you need more help, and you know that you need it,
but the difficulty is paying for it?

so unfair ... (if true)