I wouldn't underestimate the grassroots power of commercialism. I suspect the single largest category of web-based amateur performance right now is teenagers doing TikTok videos of the Floss Dance from Fortnite. Which is not really a creation of the communal folk psyche.

That said, the folk scene has adapted well, considering how shit Zoom is. Well enough to demonstrate that folk clubs didn't serve much purpose even before the virus came along.