"...how do you rate "BTW"? "

As a acronym. I never thought of it a colloquial.

Don... I'll take 50 as a compliment. I was 65, and up to then I still had decent hair with some color. "Time has made a change in me."
   
I've been lucky to have had very few medical issues and no serious injuries. Wise? Why, sure... 25 years at Mudcat will either make one wiser or tune the brain to oatmeal.. ;>)