I know that a lot of people use internet banking these days but I don't. I still pay bills at my local branch of NatWest and make a point of going in a couple of times a month. Of course nowadays I use the ATMS to pay bills rather than go to one of the tellers. Whenever I do go in there are normally some people waiting to see a teller.

I have been using a card during the covid period to pay in shops. Ordinarily I prefer to use cash. Still use cash in the pub.

When branches close they always say that you can use the post office. Our main post office went years ago, replaced by a much smaller one within a shop. They are always busy even nowadays. Bank closures will only make them more so, at least while the older stick in the muds like myself are still alive.