Here in the Land of Oz we have been losing bank branches for years, both suburban & rural branches. It's relatively easy in a big city where a branch might be in the next suburb, but in the regions the nearest bank can be 100km away, so if folks have to travel to the bank in a larger town, they are likely to do all their shopping there, contributing to the decline of their nearby small town/village.

Banks say branch closures no longer a sign of a town in decline as online shift accelerates, but locals still worried ... Bank closures are not a new issue — branch and ATM networks have been shrinking for years. Figures from the Australian Prudential Regulation Authority show the number of branches nationwide has shrunk from 5,816 in mid-2017, to 5,173 last June. However, the Finance Sector Union is concerned about an acceleration of closures, with around 300 announced since January 2020, with some branches temporarily closed during the pandemic not reopening ... (read on)

And not everyone across this wide brown land wants to do on-line banking, some areas don't even have decent internet or phone connections.