It is a rip-off for sure. All I can say is that for the final two years of my mum's life, when. I was her only relative who lived anywhere near her, it made my life miles easier when it came to dealing with her finances. She was never used to handling anything other than small sums for shopping. I had to deal with the money my dad left and the sale of their house as well as monthly care home fees of about three grand, as well as keeping a eye on her savings account and making sure there was enough in her bank to pay the fees. My mum, who kept all her marbles right to the end, was happy to let me do it all for her and just keep her posted. What could have been a nightmare was a breeze with the POA. Sometimes it's ten times easier to bite the bullet...