you do not understand do you. you are simplifying a complicated situation.   in answer to your first question yes. someone would hear it.
last week i sat in ballydehob in the sunshine for two hours playing and singing ,i was not playing for money i was passing the music on , no commercial transaction involved, playing for the love of it, passing it on.
3.IF I accept your statement [which i think is an over simplification] answr this
I carry music on to somebody else, so i was playing music in my garden yesterday with another musician , no money involved i am doing it and passing it on for the love of it, i am passing creativity on no money involved i am not doing it to be a star i am doing it for the love of playing . i am not a consumer i am someone who is being creative.
is it about what your intentions are when you are playing, is it about playing to create pleasure oR to make money. and on occasions it can be both, on other occassions neither
finally on occasions it is possible to do both at the same time.
Tom Joad was a charcter in a book by john steinbeck, grapes of wrath you would do well to read it it might enlighten you