I suppose I should reveal my hand after that.

My wife has osteoarthritis. She has had both hips and both knees replaced. One operation was on the NHS, three we paid for privately, primarily because of the length of the waiting lists.

When Johnson became Prime Minister, I took out private health insurance for myself for the first time in my life, because my trust in the government is that low. Even in Thatcher's time, I did not consider private health insurance.

Naturally, the cost of private health care for my wife is totally prohibitive so she is not covered.