Problem is, Steve, those with a massive estate to protect have the wherewithal to set up protection for that estate anyway. Those, like us, who have a moderate estate could, possibly, loose it all to care costs. Those with no estate at all are looked after anyway. The other issue is that if long term care is for a physical disability, the NHS fund it. If, however, it is for dementia of any sort the NHS do not fund it and the local authority are empowered to use your estate to provide that funding. There are massive flaws in the system and, while I do not have the answers, I can see that it is distinctly unfair.

Besides, surely the £350,000,000 a week we have saved by leaving the EU is now being used to restore the cradle to grave concept of the NHS. Isn't it?