Jaysus. Just slow down, assess what's going on, always give whoever's on the pavement the benefit and proceed accordingly. My home town is a retirement area, replete with elderly and disabled people and narrow, busy streets. I may be a speed merchant on the A30 dual and the M5, but I know how to behave in town. If I see a child, a lady with a pram or pushchair, a mobility scooter, an elderly person, or just anybody really, I stop and let them go. If I see a person with a guide dog I can work out what to do. None of this ever makes me get anywhere any slower. And I'll tell you what: I get smiled at far more often than I do on this bloody website! It's worth it just for that, and, one day, it'll be me at the mercy of the cars...