I'm struggling here. I've been both a recipient and a payer on PayPal since 2004, hundreds of times. I have been paid via PayPal from the US many times without hitch. I've had many an issue with ramshackle Ebay sellers but the problem has never been with PayPal (and they have often helped me to settle issues). As with Maggie, I have one credit card linked to PayPal. I don't know who owns PayPal and, to be honest, I don't care. It has made my life easier for almost two decades, fuss-free. I have nothing to declare.