Regarding obtaining cash, all the ATMs outside supermarkets etc, and also our local Post Offices, have a limit on how much cash one can get. It's around £100 here. Now there may on occasions be a need to access a greater sum, but if the bank's branch is no longer open, how does one do this? Stick ones bank card into an ATM several times? No, because it will get 'blocked'. I have in the past gone into the bank and managed to get a slightly larger sum from their counter assistant. Not now though.