Yes, I know. And I'm not knocking the predicted increase at all. We still have very poor old age pensions compared with the rest of the western world. I think she'd break that triple lock on next year's pensions increase if she thought she could get away with it without causing an insurrection - remember Hell's Grannies? :-)

As for teachers' pensions, we were mollified for decades by the prospect of decent index-linked final salary pensions (which is what Mrs Steve and I have got) which compensated (sort of) for teachers' low pay compared to other professions. So I'm not knocking that either. We're lucky in our house to have both.