It could well be argued that a major contributor to the banking crisis in 2008 (caused largely by irresponsible bankers) was initiated a couple of decades earlier by Thatcher (in this country - I'll look up Reagan's role later) and her idiotic chancellor Nigel Lawson when they deregulated the banks and gave free rein to the yahoos in the City who were interested in nothing other than enriching themselves overnight. That was bound to go bang eventually, and no kudos whatsoever to Blair and Brown for letting it run, by the way. However, a reminder to Bonzo that the Tories inherited a schools system and an NHS in pretty good shape in 2010. Mrs Steve got her cataracts done well within the 18-week time limit for waiting, and I got my back operation done and dusted within eight weeks of first presenting to my GP. The surgeon told me that people often asked him if they could go private, but he always told them not to bother because the NHS would be just as quick and they'd still get him. Ditto my bad shoulder rotator cuff. Happy days, eh, Bonzo? Now tell us how your lot have improved on that "mess"...