Where I live (Norfolk, East of England) it's often quite windy, and we don't get as much rain as those in the West and North. So I don't even possess an umbrella. In the rain, it would blow inside out and be wrecked.
I have a very handy raincoat with a hood. I find it easy just to pop up the hood and waddle along in the wet weather. (I must look a bit like some Halloween character!!)