Backwoodsman wrote: my son’s partner partner burst into fits of laughter when I offered her a cheque for her birthday, and asked me “What on earth do I do with that?”.

Our bank's app allows us to pay in a check by photographing it with the (smart) phone. But only up to £500 - above that we have to feed them into a machine at the bank. So assure her that you'll make it less than £500 to make it easy for her ;)

Much easier to write a check, and get them to photograph it, than setting up a new payee with online banking.