A bloke had just finished a round of golf on his own, and because it had been a hot day he decided to have a shower in the clubhouse before he went home. Unfortunately, he went into the women's changing room by accident and had his shower there without realising. Then, to his horror, he heard three women chatting outside the door of the changing room. It having dawned on him what had happened, he waited and waited - but the ladies weren't going anywhere. He thought to himself, "How am I going to get out of here? All I have is a flimsy little towel and all my clothes are out there in my locker!" After a long wait he decided to just wrap the towel round his head so he couldn't be recognised and make a run for it. So he ran past the three women and and they all looked his naked torso up and down. The first woman said, "Hmm. He definitely isn't my husband..." The second woman said, "Well he doesn't look anything like my husband 'down below' either. Far less well-endowed..." The third woman said, "I can definitely tell you for nothing that he's not even a member of this golf club...."