I lost my hair years ago, Stilly, so don't worry about that :-D

They are indeed all educated guesses. Some have a better record than others but non are infallible. I don't think any of us are 'borrowing trouble' though. Just voicing our worries. Saying 'it will not happen' does not allay those worries and criticising people who do worry does nothing to help either.

I believe you when you say it is not as bad as it seems but that is probably because I want you to be right. We only have 2 weeks to wait to see what happens. In the interim things are going to heat up and opinions will not be changed.

Good luck in all your endeavours