I don't know if I said this before, but when one of my debit cards was cloned and a couple of transactions for Pizza Hut and a chocolate shop in Atlanta, GA showed up on my statement the very helpful bank service person told me a good tip for online shopping. She suggested setting up a specific account and only adding money to it just before an online transaction, leaving a small amount only to keep the account open. That way, even if that account is compromised there is never enough money in it to worry about.

BTW, when I saw a Pizza Hut transaction I literally laughed out loud. I haven't been to a P/Hut for decades. They don't have shops around here any more. The transaction stood out like it was lit up in neon lights. I only lost about $200 and the bank reimbursed it after a quick investigation to show my transactions around that date were close to home and not in the US.