.... As I was going to continue before the grue in my laptop ate my text:

I've now read the article from ElReg linked above: considered balanced. My suspicion is that hardware USB thingies associated with passkeys will become cheaper once a big bank suffers a headline-hitting loss that it can't blame on the customer, despite 2FA, and starts taking user-access security seriously; then it'll be in security software writers' interests to make setting up passkeys a first-class citizen. Till then, we'll be stuck with passwords (at best backed with another auth mechanism), as passwords are dirt-cheap to implement. *Sigh*.