Hi MAV,

About this thing that you said...

"HUD is a failure"

Maybe you have some statistics to back that up. I don't know. But I'm going to give you a personal, rather than statistical perspective on HUD, because I'm in a position to do so.

I live in a small apartment complex that is specifically for people who are elderly, handicapped, or disabled. It is subsidized by HUD. If I couldn't live here, or another HUD subsidized facility, at this particular point in my life, I might well be homeless.

So, from my own, personal perspective, HUD is a very big success.

Carol