Hi Carol,

Well, I'm glad to hear you are getting some benefit from HUD. Many Americans do I'm sure, but it is another huge agency which consumes way more resources than it distributes.

The image that comes to mind is the rows of slab sided government housing, covered with layers of spray paint grafitti populated by desperate people and infested with drug dealers.

Many of these sorry communities began to get assistance from the Nation of Islam and were the better for it. Some buildings were transferred to residents who then had a different attitude which went with ownership. The new owners cleaned them up and made them into nice safe communities. Still others were simply torn down.

The point is that the guidance and material from HUD didn't create a good situation, self-reliance or other outside influence did.

Thanks for your post,

mav out