I never thought I would ever have to admit to this again BUT in my misguided youth and against the sound advice of family and friends, I borrowed myself into years of debt by investing in Holiday Magic and Action. I believe the founders of Amway came from Holiday Magic. As did the EST guy. I had to move back in with my parents to get the loans paid off. Now, being me, I have to say it was not all bad. I was a painfully shy person who blossomed into a better than average sales rep as a result of their training and support. Worth three years of income? I doubt it. If you want to distribute products, look around at all the opportunities. If you are expecting to become even moderately rich by convincing your friends and neighbors to work with or for you, FORGET IT. RUN! RUN! RUN!