"We'd all be millionaires". Possibly, and a million dollars might buy you a dozen eggs. Mav, my friend, you sound like you live in Lake Woebegone, "where all the children are above average". There's not enough space here to try to disillusion you re: "the American Dream" and, furthermore, it's not worth the effort. It's a beautiful day. There is thunder in the distance and a storm on the horizon. And with that metaphor I bid you all "adieu".

Have a wonderful day.
Bart