BillD, did you go through the regedit routine I posted? That, I think, is what cleared me away.Your description of your difficulties sounds in all details like mine.
If that doesn't help, I recommend your going to the Live and Unplugged site. The url is as follows:
http://kristen9768.tripod.com/liveandunplugged2/Find your way to the messages/live paltalk help (or verbiage like that) and ask keeflol to help. He's the one who got me straigtened away. He's VERY knowledgeable, and VERY helpful.
Dave Oesterreich