Bank opens and this really nattily dressed frog strides in , takes the first available teller, Ms. Patricia Whack, and, leaning on the counter, tells her he wants to take out a loan.
"Indeed," she says, raising an eyebrow. "For how much?"
"$30,000", the frog replies.
"And what do you intend to do with this $30,000, Mr, Mr,?"
"Jaegger, Kermit Jaegger", says the frog, " I thought I'd maybe buy a yacht and cruise the Carribean for a while."
"Indeed," says Ms. Whack, and raises the other eyebrow. "You have some collateral, I presume?"
The frog reaches into his pocket and pulls out this exquisite little pink porcelain elephant, and sets it on the counter.
"This??" she says, "This is your collateral??" and off she stomps to the bank manager, and plops the elephant down on his blotter. "There's a frog over there at my window wants a $30,000 loan, and he's offering us this to secure his loan."
The bank manager smiles and steeples his hands and nods. "That's right," he says.
"What is it anyway??!?", she demands.
READY? "It's a knick-knack, Patty Whack. Give the frog a loan. His old man's a Rolling Stone."