Hell YES Marty!There are many superbly talented musicians who:
Get married early.
Have kids and feel a responsibility to be THERE with them.
Are living in areas without a music "scene"
Are not driven to seek "fame".
You'll find quite a few of those types playing at Holiday Inns.....along with "Showbands" playing "Feelings" to travelling salesmen.
One question. How many "Famous" folky musicians would be famous if they hadn't gone to New York, London, LA, Chicago, Boston etc.? Some, but not the majority.
Rick