Picker: Ripping what you sew is for amateur tailors. Them as is stuck with karma gotta reap what they sow! :>)
I think karma, if it has a real definition is in fact an attribute of life force itself, the elan vital which more than any picture or particle is the substance of consciousness and being in the world. Those who try to project it in the universe as a built-in program of the "big machine", like those who try so hard to find outer sources for inner being, are simply uncomfortable in their own beings, whether what they elect to blame is black virgins or pink-skinned octogenarians with big biceps and wings. It just doesn't work that way.
Thus Karma is not so much what you make it as how you go about being in the universe.