Tattie, as with you I've only heard it unaccompanied, but my voice isn't strong enough. I thought I would do that voice covers guitar, guitar covers voice, thing.
Malcom, I think its appeal is that we've all known a girl like this... wonder if its the same girl...
Derek Moffat of Scottish band the MacCalmans does a good version on their album Keepers. I think its his voice that is intimidating me. (He's unwell just now I believe, so hope he's better soon.)
The tune would be good