Okay, you've got to think in Oz-stralian to get this joke - it won't work as well if you think in Yank-lish.

Three women, each with a daughter, are killed in a car crash.

The first mother and daughter go up to St Peter, he looks in the book and says: "Sorry madam, but you and your daughter will have to go down to hell. All your life you only ever thought about money, and you even called your lovely daughter Penny."

So the mother and daughter head off downstairs.

The next mother & daughter are told they can't come in & Peter says: All you ever thought about in your life was alcohol, and you called your daughter Sherry. Down you go as well.

The third mother grabs her daughter's hand, heads for the stairs and says: Come on Fanny, we're leaving!

Helen