Annamill, I know what you mean. My daughter came home and cried about how her bosses made them make collections phone calls, yesterday. One bank they collect for called and said do not call any of our customers and one other company said do not call the 212 area code, BUT they were to call everywhere else in the country.

She was angry, embarrassed and abused by the people she called, who were in complete disbelief that her employer was carrying on "business as usual." If she didn't have house payments, she would have walked out.

We cried a lot, together, with lots of hugs. My tears still flow, all the sadness.