No problem and no offence taken. I guess all of us in the forum need to remember that communicating on line has its limitations. You don't know the other's circumstances, subtleties in tone and expression can't be communicated very well, and it's easy to read things between the lines that arent' there. I think everybody is still somewhat depressed and on edge at the moment and I hope we can all keep up the sense of community that we've formed. Mudcat brings thoughts of music into the office during often wretched days of commodity trading, and it always brings a welcome break! And if I review all that I've learned in the year and a half I've been on mudcat - it's just incredible!