I am posting here because I do not want any more PMs from you, Susan and because I want others to see my reply.

The only thing I am "characterising" is what is in my heart, Susan. How about taking a little responsibility for the jerk remark you made?

Everyone had been working hard in this thread at trying to be civil and not step on toes, then Guest, Paul pulled his stunt, you chimed in and now it is ME who is the problem?

I have no wish to further discuss anything with you. Why is it when someone tells you that, even in PM's, you choose to ignore it? No, don't answer, it's rhetorical.