Bill,I have just started using Freeware from AOL that is Win 3.1 that makes HTML and page construction very easy. As a first timer I would recommend it. It's called AOLPress, has been around a couple of years and I found it at ZDNet Software Library.
A small confession though Bill, in the last few nights I have loaded Win 95 - only to give the kids access to a multi-media encyclopaedia. I must admit I am keen to try the MP3 encoding to transfer tunes. I couldn't find any Win 3.1 software for that.
Regards
John