It'd be nice, Bert, but there are so many insurance companies which take one's money, THEN tell one what they can and cannot have covered, it seems they have the upperhand in most cases.

I hope this can be worked out, as it certainly appears to be biased. I just hope it doesn't cause any of the hard-won rights of same-sex couples to be lost. BTW, I like that "de facto" designation! I've always called my son's female SO, my "pseudo-daughter-in-law;" now, I may change that to his "de facto" partner...I think she'd get a kick out of it!**BG**

kat