Bald headed stepchild on JIK's cookie
I have found the HD-28's to be great all around instruments, as well as the D-40s series, and older, straight braced D-28s. But for fingerpicking and balance, I'd recommend the M-38, the OO and OOO 18s and 28s - especially the BRW ones.
In response to the question of bass being too boomy, I thought for a long time the problem with the Martins was the ringy-ness of the guitar, mostly due to the rosewood construction. As a fingerpicker I found that the over-ring caused the sound to be less clear.
I first found the solution in the all mahogany D15 I purchased about a year and a half ago. I really like the tone , Especially on older style blues and solo country playing, and I still enjoy using it for these purposes.
I did find that the D15 was not the most versatile guitar for all around playing so I went in search of something else and found the answer in another Martin, the JC16GTE, which it disappointed me to not see in this thread.
The JC16GTE has spruce top with mahogany back and sides and sounds just amazing. It is a very well balanced guitar and responds much better to touch than most of the other Martins I have had the opportunity to play, and I only paid $1200.00 for it brand new.
If you have not had the opportunity to play the JC16GTE, I would recommend seeking one out as I believe you probably would be impressed. I never have been one to jump on a particular company's bandwagon, as I am more inclined to look at the individual guitar rather than the brand, but this guitar is well worth looking into.
The preceding is an unpaid commercial announcement and does not necessarily reflect the views and opinions of the management - JohnIn Kansas