Jerry ... You are teaching us quite a lesson here! If you have an idea for a good thread, as you have, your responsibilty does not end with just posting the question. Like a good teacher, and I suspect you are a good teacher, you keep 'nursing' the question along. And look at the result. You are drawing out many heartfelt and valuable comments from many good people. As a final comment, I would like to add somthing directed to everyone that has posted here: we all have talked about what we have saved and what we value. But there is another side of the coin, one that is not adressed often. I would simply say this ... we have all EARNED our treasures. CHEERS and GODD THOUGHTS, Bob